Menu
Home,
AMPD,
About,
Products,
Media,
News,
FAQ,
Contact
Privacy Policy
Terms of Service
RESOURCES
SOCIAL
X (Twitter)
About AMPD.
About AMPD.
Built for Diverse Communities.
Built for Diverse Communities.
Features
What Makes
AMPD Different
Upfront Rewards
Cashback that arrives almost instantly.
01
No Hidden Fees
Clear, fair, and designed to
support you — not charge you.
02
Culture-Driven Banking
Celebrity and creator partnerships
that reflect modern communities.
03
Education That Empowers
Bite-sized learning that strengthens
money confidence.
04
Upfront Rewards
Cashback that arrives almost instantly.
01
No Hidden Fees
Clear, fair, and designed to
support you — not charge you.
02
Culture-Driven Banking
Celebrity and creator partnerships
that reflect modern communities.
03
Education That Empowers
Bite-sized learning that strengthens
money confidence.
04
Upfront Rewards
Cashback that arrives almost instantly.
01
No Hidden Fees
Clear, fair, and designed to
support you — not charge you.
02
Culture-Driven Banking
Celebrity and creator partnerships
that reflect modern communities.
03
Education That Empowers
Bite-sized learning that strengthens
money confidence.
04
Upfront Rewards
Cashback that arrives almost instantly.
01
No Hidden Fees
Clear, fair, and designed to
support you — not charge you.
02
Culture-Driven Banking
Celebrity and creator partnerships
that reflect modern communities.
03
Education That Empowers
Bite-sized learning that strengthens
money confidence.
04
Who We Serve
Culture
Millennials
Urban Communities
Creators
Dreamers
Who We Serve
Culture
Millennials
Urban Communities
Creators
Dreamers
Who We Serve
Culture
Millennials
Urban Communities
Creators
Dreamers
Trusted.
Transparent.
Secure.
Banking services are provided by Cross River Bank, Member FDIC and powered by Mbanq’s compliant financial infrastructure. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution.
Frequently Asked
Questions
Q1. Who can open an AMPD account?
AMPD accounts are available to U.S. residents who are at least 18 years old with a valid Social Security number and government-issued identification. Additional eligibility requirements may apply.
Q2. How long does sign-up take?
Opening an AMPD account typically takes just a few minutes. Most applicants receive a decision shortly after completing identity verification.
Q3. Do I need a credit score to join?
No. A credit score is not required to open an AMPD account.
Q4. Is there a minimum deposit?
No. There is no minimum deposit required to open your account.
Q5. Is AMPD a bank?
AMPD is a financial technology company. Banking services are provided by Cross River Bank (CRB), Member FDIC. Deposits are insured up to applicable FDIC limits.
Social
X (Twitter)
AMPD is not a bank. AMPD is a financial technology company. Banking Services are provided by Mbanq's banking partner, Cross River Bank, Member FDIC. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution.
The AMPD Visa® Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.
Cash back rewards (AMPD Bucks) are not offered by Cross River Bank and are instead offered and managed by AMPD. Cash back is available only on eligible offers and qualifying debit card purchases at participating merchants; offers vary by customer and may change or be unavailable. See AMPD Cash Back Terms and Conditions for details.
Social
X (Twitter)
AMPD is not a bank. AMPD is a financial technology company. Banking Services are provided by Mbanq's banking partner, Cross River Bank, Member FDIC. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution.
The AMPD Visa® Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.
Cash back rewards (AMPD Bucks) are not offered by Cross River Bank and are instead offered and managed by AMPD. Cash back is available only on eligible offers and qualifying debit card purchases at participating merchants; offers vary by customer and may change or be unavailable. See AMPD Cash Back Terms and Conditions for details.
Social
X (Twitter)
AMPD is not a bank. AMPD is a financial technology company. Banking Services are provided by Mbanq's banking partner, Cross River Bank, Member FDIC. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution.
The AMPD Visa® Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.
Cash back rewards (AMPD Bucks) are not offered by Cross River Bank and are instead offered and managed by AMPD. Cash back is available only on eligible offers and qualifying debit card purchases at participating merchants; offers vary by customer and may change or be unavailable. See AMPD Cash Back Terms and Conditions for details.
Social
X (Twitter)
AMPD is not a bank. AMPD is a financial technology company. Banking Services are provided by Mbanq's banking partner, Cross River Bank, Member FDIC. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution.
The AMPD Visa® Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.
Cash back rewards (AMPD Bucks) are not offered by Cross River Bank and are instead offered and managed by AMPD. Cash back is available only on eligible offers and qualifying debit card purchases at participating merchants; offers vary by customer and may change or be unavailable. See AMPD Cash Back Terms and Conditions for details.
Social
X (Twitter)
AMPD is not a bank. AMPD is a financial technology company. Banking Services are provided by Mbanq's banking partner, Cross River Bank, Member FDIC. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution.
The AMPD Visa® Card is issued by Cross River Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association.
Cash back rewards (AMPD Bucks) are not offered by Cross River Bank and are instead offered and managed by AMPD. Cash back is available only on eligible offers and qualifying debit card purchases at participating merchants; offers vary by customer and may change or be unavailable. See AMPD Cash Back Terms and Conditions for details.
powered for you
scroll down