A fluffy gray rabbit rests on a floral chair.
A single lotus flower against a cloudy sky
A single lotus flower against a cloudy sky
A butterfly sips nectar from a pink flower.
Lone tree silhouette against a vibrant sunset sky
Palm trees and mountains under a blue sky
Palm tree on a sandy beach with boats in the water.
Open book with dried flowers on white fabric
A dark green baseball cap with pink text.
Artist's studio with desk, chair, and large window
A single chair floats on calm water at sunset.
Close-up of a vintage blue car's rear emblem.
Abstract painting with bold brushstrokes of red, blue, and green.
Two yellow chairs and a table outdoors
A vintage camera rests on a wooden surface.
Vintage travel posters displayed at an outdoor market.
Modern living room with wooden furniture and television
Vintage reel-to-reel tape recorder with clear lid
A fluffy gray rabbit rests on a floral chair.
A single lotus flower against a cloudy sky
A single lotus flower against a cloudy sky
A butterfly sips nectar from a pink flower.
Lone tree silhouette against a vibrant sunset sky
Palm trees and mountains under a blue sky
Palm tree on a sandy beach with boats in the water.
Open book with dried flowers on white fabric
A dark green baseball cap with pink text.
Artist's studio with desk, chair, and large window
A single chair floats on calm water at sunset.
Close-up of a vintage blue car's rear emblem.
Abstract painting with bold brushstrokes of red, blue, and green.
Two yellow chairs and a table outdoors
A vintage camera rests on a wooden surface.
Vintage travel posters displayed at an outdoor market.
Modern living room with wooden furniture and television
Vintage reel-to-reel tape recorder with clear lid

Mobile App

Mobile App

One App. Total Clarity.

Mobile App

One App. Total Clarity.

The Checking Account
You Actually Want.

The Checking Account
You Actually Want.

Everything you need. Nothing you don't.

Everything you need.

Nothing you don't.

A checking account with instant cashback at hundreds of brands you already love. Physical and virtual debit card. Mobile wallet ready for Apple Pay and Google Pay. No monthly fees, no minimum balance, no attitude.

Cashback. Amplified.

Instant Cashback

Swipe Happy

Cashback. Every Time.

Cashback at hundreds of restaurants,

bars, and retailers. No points to track.

You're not waiting until the end of the month.

Just money back the moment you tap your card.

Cashback at hundreds of restaurants,

bars, and retailers. No points to track. You're not waiting until the end of the month. Just money back the moment you tap your card.

Checking account

Everyday Banking.

Reimagined.

All Products

Everything you need.

In one place.

Cashback. Amplified.

Swipe Happy

Checking account

Everyday Banking. Reimagined.

Everyday Banking.
Reimagined.

Menu

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Plus the stuff nobody else offers.

Access to exclusive artist events and
members-only concerts. First dibs on
unreleased music and limited merch drops.
Travel rewards and partner perks that actually
feel worth using. A welcome box shipped to
your door when you sign up.

Music videos, creator collabs,
event highlights, and behind-the-scenes moments — all in one place.

Trusted.

Transparent.

Secure.

Banking services are provided by Cross River Bank, Member FDIC and powered by Mbanq’s compliant financial infrastructure. Deposits held at Cross River Bank are insured up to $250,000 per depositor, per account ownership category, by the FDIC. FDIC insurance protects against the failure of an FDIC-insured depository institution.

Frequently Asked
Questions

Q1. Who can open an AMPD account?

AMPD accounts are available to U.S. residents who are at least 18 years old with a valid Social Security number and government-issued identification. Additional eligibility requirements may apply.

Q2. How long does sign-up take?

Opening an AMPD account typically takes just a few minutes. Most applicants receive a decision shortly after completing identity verification.

Q3. Do I need a credit score to join?

No. A credit score is not required to open an AMPD account.

Q4. Is there a minimum deposit?

No. There is no minimum deposit required to open your account.

Q5. Is AMPD a bank?

AMPD is a financial technology company. Banking services are provided by Cross River Bank (CRB), Member FDIC. Deposits are insured up to applicable FDIC limits.

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